Imagine you're about to finish selling your house, and there's just one last thing to do: send money for closing costs. That's where John Baker found himself. But then, he got an email from his title agent, Rob Lee, asking him to change where he should send the money.
Rob Lee:
John thought it was strange but went ahead and did it. Later, he found out it wasn't really Rob who sent the email.
The next day, when John went to meet Rob, he found out that Rob never sent that email. Someone pretending to be Rob had tricked John into sending money to the wrong place. Thankfully, the real Rob was able to fix it before John lost his money.
John's story is just one example of a sneaky trick called email impersonation. Crooks pretend to be someone you trust to steal your money. It's not just a problem for people buying or selling homes. It happens in all sorts of deals, big and small.
How can you stay safe? Here are some easy tips:
Know the Tricks: Learn about common scams and how to avoid them. Places like the FBI can help you with that.
Stay Safe Online: Use strong passwords and extra security features on your accounts. When using public Wi-Fi, it's a good idea to use a special kind of connection called a VPN.
Spot the Fake Stuff: If an email seems urgent or unexpected, be cautious. And if someone asks you to change money details at the last minute, double-check with them using a trusted phone number.
Always Double-Check: If you're unsure about an email, talk to the person directly using a known phone number or email address. Don't just trust what the email says.
Speak Up: If you think something's fishy, don't keep quiet. Reporting it can help stop others from getting scammed.
Remember, it's better to be a bit skeptical than to lose your hard-earned money to a scam. By keeping your guard up and following these simple steps, you can outsmart the scammers and keep your finances safe.
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